If you suffered damage from Hurricane Ida, FEMA says to reach out to your insurance carrier first before applying for federal assistance. FEMA cannot legally cover any damage that is already covered by your current insurance.
“If your home is uninhabitable as a result of Hurricane Ida, FEMA individual assistance grants may be available to help you with losses not covered insurance, whether you have insurance or not,” said FEMA spokesperson John Mills.
Mills says more than 1,300 FEMA employees have been deployed to the state for response to Ida.
FEMA may be able to provide grants for basic home repairs so homeowners can restore their homes to a habitable conditions. Mills says FEMA can also help residents who need to relocate temporarily.
“Because their home is uninhabitable, FEMA can provide rental assistance money, so you live somewhere else temporarily while you make repairs and determine your next steps,” said Mills.
In addition to home repairs and relocation costs, Mills says FEMA may also be able to assist with other expenses not covered by insurance.
“Such as replacing essential personal property that was destroyed by Hurricane Ida, so if you have serious needs not covered by insurance, you can apply for federal disaster assistance,” said Mills.
The fastest and easiest way to apply is by visiting DisasterAssistance.gov or call 1-800-621-3362 or TTY 1-800-462-7585
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